Aletheia · The journal
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Read before you sign.

Plain-English guides to buying and selling a home in Utah: the purchase contract, closing costs, offers and deadlines.

General information, not legal advice. For advice about your situation, talk to a Utah real estate attorney.

A long, low lodge below forested mountains
No. 01Buyers

Utah Home Buyer's Research Checklist

What to verify from public records before making an offer on a Utah home, and what to act on during due diligence. Source-by-source with direct links to Utah public portals.

· 13 min read

A covered wood porch with a bench
No. 02Buyers

Kickout Clauses and Post-Closing Occupancy in Utah Real Estate

What a kickout clause is and how it works, what post-closing occupancy means for buyers and sellers, how the terms are set, and what lenders require when a seller stays after closing.

· 7 min read

A cabin with lit windows among dark pines
No. 03Buyers

What Your Lender Is Doing Between Accepted Offer and Closing

A plain explanation of mortgage underwriting: what underwriters review, what conditional approval means, why financial changes during the contract period can derail a loan, and what verification of employment is.

· 7 min read

A stone house with warm lights at dusk
No. 04Buyers

How Real Estate Deal Cancellation Works in Utah

How cancellation gets communicated, what a mutual release is, how the title company handles held earnest money when parties disagree, and how long an earnest money return takes in Utah.

· 5 min read

Townhomes at dusk below a mountain range
No. 05Buyers

What the 2024 NAR Settlement Changed for Utah Buyers and Sellers

A plain-English explanation of what the National Association of Realtors' 2024 settlement changed about real estate commissions: what's different for buyers, what's different for sellers, and what stayed the same.

· 10 min read

A modern kitchen with an island and a large window
No. 06Sellers

Selling Your Home to Someone You Already Know in Utah

When buyer and seller already have a deal: what the transaction process still requires, why title insurance and earnest money matter even between people who trust each other, and how private sales work in Utah.

· 14 min read

A dark green room with a framed landscape above a cane cabinet
No. 07Buyers

What Happens Between Accepted Offer and Closing in Utah

A timeline of every step between a signed purchase contract and closing day in Utah: the REPC deadlines, who does what, and what can go wrong at each stage.

· 15 min read

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No. 08Buyers

Utah Closing Costs Explained: What They Are, Who Pays, and How Much

A plain-English breakdown of every closing cost in a Utah real estate transaction: what each fee is, who typically pays it (buyer, seller, or split), and how to estimate your total.

· 11 min read

A modern house in deep snow among pines
No. 09FSBO

FSBO Utah: Everything Buyers and Sellers Need to Know

A guide to For Sale By Owner (FSBO) transactions in Utah: the process, legal requirements, common mistakes, how buyers can make offers on FSBO properties, and current statistics.

· 7 min read

A curved banquette under round windows
No. 10Sellers

How Much Does a Real Estate Agent Cost in Utah?

A breakdown of real estate agent costs in Utah: typical commission rates, what the 2024 NAR settlement changed, who pays what, how to calculate the cost on your home, and alternatives.

· 8 min read

A light wood kitchen and dining room with a wide view of a valley
No. 11Buyers

How to Make a Real Estate Offer in Utah: Step by Step

A step-by-step guide to making a real estate offer in Utah: what goes into the offer, earnest money requirements, contingencies, timelines, what happens after submission, and how counteroffers work.

· 9 min read

A floor plan with a pen and a tape measure
No. 12Buyers

Utah Real Estate Purchase Contract (REPC): A Complete Guide for Buyers and Sellers

A plain-English guide to every major section of the Utah Real Estate Purchase Contract (REPC): what each clause means, key timelines, and what happens if you leave something blank.

· 9 min read